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Q: Is there a time of day driving curfew?


There isn't a curfew with our Young Driver insurance.

Night-time driving is considered more dangerous because this is when the worst accidents happen. If you drive a lot between 11pm and 6am you may find that your night-time score is negatively affected.

Your overall Safe Driving Score is calculated from the following four Safe Driving Parameters:

  • your speed
  • how you take corners
  • how hard you brake and accelerate
  • the time of day you drive.

Each of these is calculated from the last 180 days when you drove your vehicle. You can still drive at night and achieve a score that will get you a discount providing all your other scores are very good.

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