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Q: What is the standard excess for car insurance?


The standard excess is the amount you pay for any claim for loss of or damage to your car.

The replacement of a windscreen or window has a £50 excess. If the windscreen or window can be repaired, rather than replaced, no excess applies.

Other compulsory excesses may apply depending on your age and experience. If you're an existing customer please refer to your policy documents and booklets for details of all excesses which may apply.

The standard excess is £100 for customers who bought their policy directly from Co-op Insurance, and £150 for customers who have our Ecoinsurance (usually purchased through a price comparison website).

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