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Q: Am I covered when towing a trailer or caravan?


Any trailer or caravan is covered on a third-party only basis whilst being towed by an insured vehicle. This means that injury to other people or damage to their property is covered, but not damage to the trailer or its contents. 

The trailer is not covered when it is not attached to the insured vehicle, except under the "compulsory motor insurance laws" subsection of the policy's Third Party Liability section when the insured vehicle is being used in a European Union country whose laws require that motor insurance covers liability arising from detached trailers. 

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