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Q: Am I eligible for a refund if I cancel my car insurance?


If you decide to cancel your car insurance policy within 14 days of its starting date, you will normally be entitled to a refund of any premium paid, less a proportionate charge for the number of days for which cover has been provided.

If you decide to cancel your policy after 14 days during the first year of insurance, a flat cancellation fee of £50 will be charged in addition to the pro rata charge for the time you were on cover.

If you cancel mid-term after the first policy renewal then you will only be charged proportionately for the time you were on cover. Please see your policy details document for details. 

Refunds are not given for some motor policy optional extras - see your policy or the motor policy summary document for full details.

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