Can I leave my home unoccupied?

If you leave your home unoccupied for more than 60 consecutive days then we reduce your level of cover.

Some of the main exclusions are against loss or damage caused by:

  • malicious acts or vandalism
  • escape of water or oil
  • theft, or attempted theft
  • freezing of the water or heating system
  • accidental damage to televisions, computers and other audio-visual equipment.

You will still be covered against loss or damage caused by:

  • fire
  • subsidence
  • storm
  • flood.

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