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Q: Am I covered for damage caused by a pet?

A:

Our home insurance excludes damage to your home caused by your pets:

  • chewing
  • scratching
  • tearing
  • fouling.

We’ll provide third-party liability cover for damage or loss caused by your pets. This is only available if your pet is not insured elsewhere, for example as part of dog insurance.

This cover only applies to the following domestic animals:

  • cats
  • dogs
  • rabbits
  • rodents (for example guinea pigs, hamsters and rats)
  • horses
  • fish
  • birds
  • poultry
  • pigs
  • goats
  • sheep.

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