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Q: I'll be doing an activity that the terms and conditions state there is no personal accident or personal liability cover for. What does this mean?

A:

If you will be doing an activity that the terms and conditions state there is no Personal Accident or Personal Liability cover for, it is just these two sections of your travel insurance that will be excluded.

If you have an accident and injure yourself, you will still be covered for medical expenses, but you will not be able to claim under the separate Personal Accident or Personal Liability sections.

Please refer to your policy document for specific exclusions and limitations.

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