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Q: What is the excess?

A:

The excess is the amount that you would need to pay towards a claim.

For example, if you make a claim of £100 and the excess is £60, you will only be able to claim back the remaining £40.

When you buy your policy, you can choose between standard excess, double excess or you can waive the excess on the policy completely. If you double the excess on the policy, it makes the policy cheaper and if you waive the excess, the policy price is higher.

The excess amount is displayed in the policy wording booklet.

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