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Q: What countries do Co-op Travel Insurance policies cover?


A Co-op Travel Insurance policies are broken down into the following geographical areas:

  • Area 1: UK (except the Channel Islands)*
  • Area 2: Europe (plus Egypt, Morocco, Tunisia, Russia and Ukraine)**
  • Area 3: Worldwide (except the USA, Canada, Mexico and the Caribbean***)
  • Area 4: Australia and New Zealand
  • Area 5: Worldwide.

If you're unsure which area your trip falls into, contact our customer services team on 0330 400 1626^.

Please be aware that we're unable to cover any trips to destinations which the Foreign and Commonwealth Office advise against travel to. You can check this online.

* For trips within Area 1 there must be a minimum of 25 miles radius between your home and your pre-arranged and booked accommodation.

** Europe - Albania, Andorra, Austria, The Azores, The Balearic Islands, Belarus, Belgium, Bosnia, Bulgaria, The Canary Islands, The Channel Islands, Corsica, Crete, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Italy, Kosovo, Lapland, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, Russia, San Marino, Sardinia, Serbia, Sicily, Slovakia, Slovenia, Spain, Sweden, Switzerland, Syria, Tunisia, Turkey, Ukraine and the Vatican City.

*** Caribbean - Anguilla, Antigua and Barbuda, Bahamas, Barbados, Bermuda, Cayman Islands, Cuba, Dominica, Dominican Republic, Grenada, Guadeloupe, Haiti, Jamaica, Martinique, Montserrat, Netherlands Antilles, Puerto Rico, St Kitts and Nevis, St Lucia, St Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, Virgin Islands (British) and Virgin Islands (US).

^Call charges

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